Apparently, Someone Wants To Be Sharpie MORE Than Me....

Someone stole my identity.

Yes, they did.

Fucking, fuckers, McFuckHeads.

I got a call from my On-The-Ball Credit Card SECURITY department (ya know, it's NEVER good when the SECURITY department calls you) to ask me if I had authorized a $2700 cash transfer to a Nameless Bank Account.

"Uhhhhhhh NO!"

"We didn't think so. We had to be sure. We had frozen the transaction to be sure."

"How? Who?"

"Seems like it was either by phone or e-mail. Either way - this person may have your social security number, name address and now your credit card number."

What the Gray FUCK IS THAT???

I have them cancel the account, issue new cards, put a password on top of the security question on my account.

Phone rings AGAIN the next day.

"Sharpie - ya know that brand new credit card number we issued yesterday that you haven't even gotten the cards for?"

"Uhhhhh Yeah."

"Seems that this person who has your information is using the internet to hack into your account. We have a HOTMAIL account and an IP address - but have not figured out exactly who it is. But Sharpie, they DO have your social security number - it's the only way to log in."

Shit. That means they can do anything. Open an account, get a loan - ANYTHING.

I have a new account opened and frozen until I call. I deny all internet access to that card. I spin around 3 times and Say There's No Place Like Home, There's No Place Like Home...

Next, I had to call Equifax - to have a Consumer Alert put on my name and social, as well as DH's. Topped with a PAID program that will HAVE to get a PERSONAL OK from MOI via phone for anything from a $200 credit card purchase to a balance transfer to permission to fart in my general direction. It is an immediate response. Nothing goes through without me.

This whole thing sucks the Big One. I am more than a bit paranoid right now. Could it be someone I know? I can't be sure until they do their investigation. And sometimes I wonder if I shouldn't use my real name on here - I guess that answers that.

Everyone - check your credit reports and check often - this can happen to ANYONE!

*Updated to add that all 3 agencies are linked and you only have to contact one in order to put a Consumer Alert on your name. Just an FYI.